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A business pack is built for premises, contents and general liability. It's a good product for the business it was designed for, and earthmoving isn't that business. The common gaps are mobile plant and registered trucks sitting outside the pack or under-covered, underground services and … [Read more...] about What a standard business pack misses for earthmoving

For earthmoving and civil contractors, civil liability insurance means liability coverage built for civil works. It responds to injury or damage to third parties, plus site-specific risks like damage to underground services and vibration or removal of support. The same words are also used for the … [Read more...] about What is civil liability insurance?

The earthmoving and civil contracting industries are evolving rapidly, and with change comes the need for insurance solutions that keep pace. With over 35 years of expertise, HMIS has consistently delivered comprehensive and tailored coverage to businesses operating in these sectors. As we … [Read more...] about Top Insurance Tips for 2025

January in Queensland marks the height of cyclone and storm season—a period characterised by heavy rain, strong winds, and an elevated risk of property damage. For businesses in the earthmoving and allied industries, it’s a time to be extra vigilant about protecting equipment, assets, and … [Read more...] about Safeguarding Your Business in Queensland’s Peak Disaster Season

An end-of-year insurance checklist for your business assets As the festive season approaches, businesses across earthmoving, heavy industries and trades face a pivotal moment. Whether your operations are winding down for a well-deserved break or ramping up to meet demand, now is the perfect … [Read more...] about Protect Your Business This Festive Season

As storm season approaches, it’s crucial for civil contractors and heavy industry professionals to ensure their equipment is ready to withstand adverse weather conditions. Protecting your heavy machinery is not only about preservation; it’s also about safeguarding your business and investment. … [Read more...] about Essential Tips for Protecting Your Heavy Machinery in Storm Season

Understanding the most common insurance claims can help you improve your risk management and better protect your business. Let’s take a look at the common insurance claims for those in earthmoving and civil industries. Liability Claims Minimise your exposure to liability claims, such as … [Read more...] about Top Common Insurance Claims for Earthmoving and Civil Contractors

Making sure that the plant and equipment in your business is adequately insured is crucial for maintaining operational continuity and financial stability. Here are three essential steps to help you secure the right coverage: Assess Your Needs The first step is to identify your specific … [Read more...] about The Best Ways to Insure Your Business Plant and Equipment