In the realm of heavy machinery operation, where every turn of the gear can be a game-changer, having a robust insurance policy is key.
Heavy Motor & Machinery Insurance Solutions (HMIS) can cover any fixed or mobile unit which can be set up for use as a tool of trade and include all attachments whether they are fixed to the unit or not.
Examples are:
- Asphalt Mixers
- Backhoes
- Barge Mounted Equipment
- Bobcats
- Bulldozers
- Compactors
- Concrete Batching Plants
- Conveyor Systems
- Dump Trucks
- Electrical Generators and Transformers
- Elevating Work Platforms
- Excavators
- Forklifts
- Graders
- Gravel Processing Plants
- Lifting Equipment
- Lighting Towers
- Loaders
- Mobile Drilling Machinery
- Prime Movers
- Pulverisers
- Road-Surfacers
- Rollers
- Service Trucks
- Skid Steer Loaders
- Suspended Access Equipment
- Screening and Crushing systems
- Tipping Truck and Trailers
- Trenchers
The true strength of this coverage through HMIS is the significant enhancements not offered by an off-the-shelf policy.
These are the most important factors to consider when it comes to insurance, because you don’t want to be caught out in case of a crisis.
The HMIS advantage includes added benefits, including:
- No Co-insurance or Average Clause (no penalty for under insurance)
- Contractual Liability
- No radius restrictions – Australia wide cover
- No age or inexperienced excesses applicable to plant and machinery operators
- Agreed value available
- Automatic Additions up to $500,000
- Unlimited Towing Costs following an accident or theft
- Return of repaired unit to job site
- Funeral expenses
- Retrieval Costs to recover immobilised unit where there is no damage
- Wet and Dry Hire
- Hired In Plant / Vehicles
As a Queensland insurance broker, looking after our Queensland industry workers, we’ve got you when you most need it.
Don’t get stuck in an off-the-shelf policy! Give the team at HMIS a call to get a full review of your current insurance policy today on📞 1800 629 701.
