NEWS

Essential Tips for Protecting Your Heavy Machinery in Storm Season

As storm season approaches, it’s crucial for civil contractors and heavy industry professionals to ensure their equipment is ready to withstand adverse weather conditions. Protecting your heavy machinery is not only about preservation; it’s also about safeguarding your business and investment. Here are essential tips to help you prepare your machinery for storm season: Conduct […]

Top Common Insurance Claims for Earthmoving and Civil Contractors

Understanding the most common insurance claims can help you improve your risk management and better protect your business. Let’s take a look at the common insurance claims for those in earthmoving and civil industries. Liability Claims Minimise your exposure to liability claims, such as damage to third parties’ property with these tips: • Implement quality […]

The Best Ways to Insure Your Business Plant and Equipment

Making sure that the plant and equipment in your business is adequately insured is crucial for maintaining operational continuity and financial stability. Here are three essential steps to help you secure the right coverage: Assess Your Needs The first step is to identify your specific insurance requirements. Consider the types of coverage you might need, […]

What is a Subrogation Waiver or Hold Harmless clause?

Some words have multiple meanings and when it comes to contract law, you will want to ensure that you know exactly what you are getting yourself into. The impact of misunderstanding a word or a misplaced punctuation mark, can have serious consequences. While there are multiple aspects to a contract, in this instance we will […]
Common Insurance Mistakes

5 Common Insurance Mistakes Heavy Equipment Owners Make (and how HMIS can help)

As a heavy equipment owner, protecting your assets and ensuring the success of your business is paramount. One crucial aspect of safeguarding your investment is securing the right insurance coverage. However, navigating the complex landscape of insurance can be daunting, and many heavy equipment owners unknowingly make common mistakes that can have serious consequences. In […]

Tailored insurance for high-risk workforce

Working in a high-risk environment? It’s time to check your insurance! HMIS understand the unique risks faced by workers in heavy industry roles in the mining sector and have specifically developed liability packages to provide a broad cover solution for them. Mining Contractors Liability Insurance is a tailored product negotiated with our insurers to provide […]

Important factors to consider when it comes to heavy machinery insurance

In the realm of heavy machinery operation, where every turn of the gear can be a game-changer, having a robust insurance policy is key. Heavy Motor & Machinery Insurance Solutions (HMIS) can cover any fixed or mobile unit which can be set up for use as a tool of trade and include all attachments whether […]
Insurance tips for trades

Top insurance tips to protect tradies in 2024

Navigating the challenges of trade-based services, whether as a seasoned business owner or a newcomer, demands a lot from business owners. Being properly insured can bring real peace of mind to you, your clients and your employees. Here are invaluable insights for tradespeople managing their business, equipment fleet, or team in 2024. Public Liability For […]
Contract Works

Understanding Contract Works Insurance: Do You Really Need It?

When you’re working on site, out in the field or on the road, plenty of things can go wrong. Damage or loss to any tools, equipment, buildings or machinery could cost you time, money and even your reputation. And an onsite injury can result in considerable pain, stress and financial loss. That’s why having the […]
Business Interruption Insurance

Do I Need Business Interruption Insurance?

In the dynamic world of business, protecting your assets and investments is of paramount importance. While traditional insurance policies cover physical damage to your property, there is another critical component to consider: Business Interruption Insurance. This type of insurance can be a lifeline for businesses when unforeseen events disrupt their operations. In this post, we […]

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