We Know Heavy Motor. We Know Machinery. We Know Insurance.
Tailored insurance programs for Australian businesses in earthmoving, civil construction, transport, heavy haulage and mobile plant.
- 35+ years of experience
- Heavy motor, plant and machinery
- Australia-wide cover
Get a Quote Today
Contact Us Today
Cover That Fits Your Operation
Insurance specialists for Australia's heavy industries.
Heavy Motor and Machinery Insurance Solutions was built because off-the-shelf insurance never matched how plant and machinery businesses actually operate, so we created one tailored program with the cover that matters most, reviewed and improved every year.
- Built for the people who run the equipment: owners, directors, operations managers and fleet managers
- Program shaped around your operation, assets and risk, not a generic policy
- Reviewed and improved annually to stay ahead of your needs
- Servicing businesses Australia-wide
WHAT WE INSURE
One program. Every asset you run.
From a single excavator to a national fleet, we can arrange cover across four core areas and bring them together under one insurance program with one point of contact.
Heavy Motor and Transport
Prime movers, tipping trucks and trailers, service trucks and the commercial vehicles your business runs on. Cover for the gear that moves your gear.
Mobile Plant and Machinery
Any fixed or mobile unit set up as a tool of trade, including all attachments, whether fixed to the unit or not. Excavators, dozers, loaders, graders, rollers, bobcats, forklifts, EWPs and more.
Liability
A unique liability cover formulated for earthmoving and allied industries, including contractual liability, damage to underground services, vibration, removal and weakening of support, and OH&S statutory protection. Subject to policy terms, conditions, exclusions and applicable sub-limits.
Financial Protection
Claims preparation costs, financial loss and hired-in plant cover, plus a maximum event excess and no average or underinsurance clause. Business interruption cover available on request.
* Subject to underwriting acceptance, policy terms, conditions and exclusions
Who We Work With
Built for the Industries That Do the Heavy Work.
If your business runs commercial vehicles, mobile plant or heavy machinery, this cover is built for you.
Earthmoving & site prep
Backhoes · Bobcats · Bulldozers · Compactors · Excavators · Graders · Loaders · Mobile drilling machinery · Rollers · Skid steer loaders · Trenchers
Farming
Tractors · Harvesters · Spray units · Header fronts · Chaser bins · Seed drills · Bale handlers · Irrigation equipment
Trucks & transport
Lifting & access
Elevating work platforms · Forklifts · Lifting equipment · Suspended access equipment
Processing & production plant
Asphalt mixers · Concrete batching plants · Conveyor systems · Gravel processing plants · Pulverisers · Road surfacers · Screening and crushing systems
Power & site support
Running something that isn’t on this list? Ask us – there’s a good chance we can cover it.
Coverage subject to insurer acceptance and policy terms.
What our clients say
5.0 Rating on Google
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Why HMIS
Why Businesses Choose HMIS.
Not all policies are created equal. We built HMIS because the options on the market fell short. Here is what is included in the program.
Benefits Included in the Program
- Contractual liability
- Damage to underground services
- Vibration, removal and weakening of support
- Claims preparation costs
- Financial loss
- Hired-in plant cover
- No age or inexperience excesses for young operators of mobile plant
- The standard Yellow Cover underinsurance clause has been removed for eligible HMIS policies.
How We Operate Differently
Cover That Actually Fits How Your Business Works.
We do not start with a generic product and work backwards. We start with your operation, what you run, where you work, and what risks you carry, and build the program from there.
We Speak Your Language
No jargon, no runaround. We explain what you are covered for in plain English, and tell you straight if there is a gap.
Reviewed and Improved Every Year
HMIS is not a set-and-forget product. We put the program through a thorough annual review so the cover keeps pace with how your industry is changing.
A Specialist on the Phone Who Knows Your Business
You'll speak with someone who knows your industry and understands how your business works.
Why HMIS is the Smart Choice for Australian Operators.
Many policies are designed for broader industries, whereas HMIS has been developed specifically for heavy motor and mobile plant operators. The HMIS program is built specifically for businesses in earthmoving, civil construction, farming, transport and heavy haulage. The difference shows up when you actually need to make a claim.
With HMIS
- Unique liability cover built specifically for earthmoving and allied industries
- Direct communication with the consultant handling your account
- Accurate diagnosis before any quote, so you never pay for the wrong cover
- Workmanship warranty on all repairs and sealing
- Annual review and improvement, cover keeps pace with your industry
With Most Others
- Generic off-the-shelf products not built for heavy motor or plant
- Quote first, actually understand the risk later
- No warranty on advice or cover outcomes
- Set-and-forget policies that don't keep pace with the industry
Free, No-Obligation Quote. Built for Your Industry.
Whatever you run, we will assess your operation accurately, quote clearly, and put a program in place that actually fits your business.
How It Works
Our Simple 3 Step Process.
Here is what happens from your first enquiry through to a program in place. No guesswork, no unnecessary steps. Just a clear process at every stage.
Step 1
Call or complete the quote form with your details and a description of your fleet, plant or equipment. The more detail you give us, the faster we move.
Step 2
A consultant reviews your operation, confirms what you run, identifies any gaps in your current cover, and provides a clear, tailored quote before anything is agreed.
Step 3
Once you approve the quote, we put your program in place and handle the paperwork. One renewal date, one point of contact, ongoing.
Agricultural cover
Cover for the machines that work your land.
Tractors, harvesters, headers and irrigation plant represent serious capital. The HMIS programme extends to agricultural contractors and farming operations. One programme across your mobile plant, vehicles and liability.
- Tractors and all attachments
- Harvesters, headers and combine equipment
- Irrigation systems and fixed plant
- Business interruption cover available
100% Transparent. Backed by Our Guarantees.
We stand behind every program we build with clear commitments on every job.
Fixed Price Promise
We quote before we start. The price we give you is the price you pay. No surprise line items.
Accurate Diagnosis First
We identify your actual risk before we quote. You will never pay for cover that does not match your operation.
Reviewed Every Year
Your program is reviewed and updated annually so your cover keeps pace with your business as it grows.
Local coverage
Proudly Servicing Businesses Australia-Wide.
We work with businesses across the state and territory. Local knowledge of Australian conditions, national reach for every operation.
Trusted by Professionals
We Work Directly With the People Responsible for Keeping Equipment on the Job.
We have spent more than 35 years working alongside earthmoving contractors, fleet managers and civil businesses across Australia. That depth of experience means we know what your operation actually needs and we build your cover around that, not around what is easiest to sell.
Frequently Asked Questions
Got a question about our process, pricing, or how we operate? Find the answers right here, or call us directly on 1800 629 701.
Do I need business interruption insurance?
Business Interruption helps your business keep running if the insured property is lost or damaged due to an insured event. The policy will cover ongoing costs whilst your business is recovering. For example, if your Excavator has been vandalized/damaged to the point where you can no longer safely operate the machine, then the Business Interruption policy will cover the costs of lost revenue until the machine has been repaired.
Do construction industry professionals need liability and professional indemnity insurance?
How much does insurance cost for construction companies?
Do all insurance companies provide the same policies?
Do I need insurance to dry hire machinery?
How much will it cost to insure a mini excavator?
What insurance do I need as a contractor?
How much public liability is enough?
What is contractual liability?
Contractual liability kicks in when damage or injury occurs to a third party, but it is not a result of your own professional negligence. Instead, another contractor working on the same project as you, is responsible. Often, what can happen is a small subbie will bear the responsibility of all incidents on the project they’re working on. Contractual liability protects you from the risks you bare from entering a legal contract.
Contact Us Today
We Know Heavy Motor. We Know Machinery. We Know Insurance.
Tailored insurance programs for Australian businesses in earthmoving, civil construction, transport, heavy haulage and mobile plant.
- 35+ years of experience
- Heavy motor, plant and machinery
- Australia-wide cover
Get a Quote Today
Tell us what you run and we will come back to you with a tailored quote.
Copyright 2026 Ballyglisheen Pty Ltd trading as HMIS | ABN 47 075 780 353 | AFSL 230634.